UK Internet Banking Directory
A Directory of sites for affordable internet banking
Egg Savings limited offer: 4.75% gross pa (variable) for six months,
4.37% AER (variable).
Egg Savings Account (Internet) - 4.75% gross pa (variable) for six
months, 4.37% AER (variable) for new accounts - online servicing.
If you've already got an Egg Savings Account, you can still apply,
but you can only transfer money into your new account from other
non-Egg bank or building society accounts.
Choose to operate your Egg Savings Account via the Internet and
we'll pay you a great rate of interest on all balances.
With the Internet option, you can:
benefit from special interest rate guarantees on accounts opened
from 2 February 2004. See below for more details.
take control of your finances and manage the account via the 'your
accounts' area of the website.
view your last 12 statements at any time and keep up to date with
your latest tansactions.
earn the same rate of interest, whatever your balance.
make deposits into your account by using your debit card or by transferring
money from another external bank or building society, and there's
also an option to make deposits by cheque.
withdraw money at any time and it will be transferred directly to
your nominated account, normally within three working days. No withdrawals
can be made in the first three working days after your account is
opened.
Egg Savings Account (Internet) interest rate guarantees
On the Internet option, we guarantee until 31 December 2007 that
the gross interest rate for interest paid annually will be at least
equal to the Bank of England base rate.
In addition, for new accounts during the introductory rate offer
period, the interest rate is guaranteed to be at least 0.75% above
the Bank of England Base Rate. We will implement any increase in
our rates within 14 days of a change in Base rate.
Egg Savings Account (standard) 2.00% gross p.a./AER interest -
zero days' notice.
Choose a great rate of interest with easy, penalty-free access
via the Internet, phone or post.
You'll earn the same rate of interest, whatever your balance.
You can make deposits into your account by using your debit card,
by transferring money from another bank or building society account,
by bank giro credit or by cheque.
You can also make regular deposits into your account by direct
debit. You can set this up when you apply for your account, or at
any other time.
You can ask Egg to withdraw funds whenever you like. We can send
you a cheque or arrange to pay funds directly to another UK bank
or building society account in your name, normally within three
business days.
You can choose to receive your statements monthly, quarterly, every
six months or once a year. You can also access statements via the
Internet whenever you like. The statements will date back up to
one year and there will be a maximum of 12 statements to view.
Egg Savings Account (cash card) 1.75% gross p.a./AER interest -
with 24-hour cash card access.
This account option gives you the flexibility of a cash card allowing
you access to your cash 24 hours a day. In addition, you can service
your account however you choose via the Internet, phone or post.
You can withdraw up to £500 a day using your cash card.
You can use the card worldwide wherever you see the VISA PLUS logo,
to make cash withdrawals from your account up to the amount available
in your account.
You can also make regular deposits into your account by direct
debit. You can set this up when you apply for your account, or at
any other time.
You can use the VISA PLUS network of 33,985 cash machines within
the UK.
You can change the PIN on your cash card at any time, simply by
sending Egg a secure e-mail from the Your accounts area of the site,
or by calling Egg. We will then send you a short form to complete
with your choice of PIN.
Points to note Gross rates quoted are the contractual rates payable
before the deduction of income tax at the specified rate.
AER stands for Annual Equivalent Rate and illustrates the contractual
interest rate when paid and compounded each year. This is intended
to assist comparison with other interest bearing accounts.
Security: However you want to contact Egg, you don't have to worry
about security, because we've got special procedures in place to
safeguard your privacy and ensure confidentiality. To feel extra
secure, check out exactly what those safeguards are on the Security
pages.
Apply for Internet
Savings Banking from Egg
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Owned by the Halifax. IF.com were one of the first online banks.
They offer very competitive products due to lower admin costs and
have also introduced the notion of "flexibility" into
financial products such as mortgages, loans etc.
If you have more than one account with IF, you can offset the interest
earned from one account against interest charged on another.
This account offers:
- An interest rate of 2.75% AER/GROSS Variable, calculated on
the basis of daily balances - one of the UK's highest
- Fee-free overdraft, with an interest rate of just 9.80% EAR
for authorised overdrafts
- Withdraw up to £300 a day from over 800,000 cash machines
all over the world
- Debit card, with £100 cheque guarantee facility
- View your balance, move money and pay bills with our easy to
use online banking service.
- Hassle free move: our dedicated team will ensure all your direct
debits and bill payments are moved over quickly and efficiently
- and they'll keep you informed every step of the way
- Open Direct Access Savings with as little as £1 and earn
the savings rate of interest on your entire current account balance.
By offsetting you can use the balance of your current account to
reduce the amount of interest you pay on the money you borrow. For
example, if you have £1500 outstanding balance on a credit
card and £1000 in your current account, by not receiving interest
on your current account balance, you'll only pay interest on £500
of your outstanding credit card balance.
And unlike other banks who offset, you don't need to have a mortgage
with IF - you can also offset your Intelligent Finance personal
loan and/or credit card.
Customer Service Centre on 0845 609 4343
You can also write to them at:
Intelligent Finance
1 Baird Road
Kirkton Campus
Livingston
EH54 7AZ
Apply for Internet
Banking from Intelligent Finance
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when first direct launched in 1989, it created a revolutionary
banking service .branchless, telephone banking ,a bank designed
around the customer . Today first direct has evolved into integrated,
multi-channelled banking. customers can access their accounts however,
whenever and wherever they wish .
already a customer?
08 456 100 100
not yet a customer?
0800 24 24 24
international
+44 113 2345678
text-telephone
08 456 100 147
first direct, 40 Wakefield Road, Leeds LS98 1FD
Apply for
Internet Banking from First Direct
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Review all major online inrternet banking brands.
Apply
for a Loan from MoneySupermarket
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- 3.04% AER, that's 30 times more
interest than some other banks pay
- £500 fee-free overdraft, at only 9.9%
EAR
- Special rates on our credit card, savings
account and cash mini ISA
- All the convenience of banking online
but with 24 hour support via e-mail or the telephone
- Strict Ethical Policy, which means your
money will never be invested in unethical organisations
- switch your old current account - hassle
free. It usually takes just 14 days.
interest rate given
|
3%
gross p.a. |
| interest rate charged (overdraft) |
9.9%
EAR |
Source: Moneyfacts Jan 2004
The online branch of the cooperative bank. They offer competitive
rates on bank accounts, loans and credit cards and isa's. They guarantee
not to invest your money unethically.
questions_for_you@smile.co.uk
suggestions_for_you@smile.co.uk
i_am_frowning@smile.co.uk
talk_to_a_techie@smile.co.uk
thanks_to_you@smile.co.uk
Apply for an Internet
Banking account from Smile
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For other online requirements consider these links...
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