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Egg Savings limited offer: 4.75% gross pa (variable) for six months, 4.37% AER (variable).

Egg Savings Account (Internet) - 4.75% gross pa (variable) for six months, 4.37% AER (variable) for new accounts - online servicing.

If you've already got an Egg Savings Account, you can still apply, but you can only transfer money into your new account from other non-Egg bank or building society accounts.

Choose to operate your Egg Savings Account via the Internet and we'll pay you a great rate of interest on all balances.

With the Internet option, you can:
benefit from special interest rate guarantees on accounts opened from 2 February 2004. See below for more details.
take control of your finances and manage the account via the 'your accounts' area of the website.
view your last 12 statements at any time and keep up to date with your latest tansactions.
earn the same rate of interest, whatever your balance.
make deposits into your account by using your debit card or by transferring money from another external bank or building society, and there's also an option to make deposits by cheque.
withdraw money at any time and it will be transferred directly to your nominated account, normally within three working days. No withdrawals can be made in the first three working days after your account is opened.


Egg Savings Account (Internet) interest rate guarantees

On the Internet option, we guarantee until 31 December 2007 that the gross interest rate for interest paid annually will be at least equal to the Bank of England base rate.

In addition, for new accounts during the introductory rate offer period, the interest rate is guaranteed to be at least 0.75% above the Bank of England Base Rate. We will implement any increase in our rates within 14 days of a change in Base rate.

Egg Savings Account (standard) 2.00% gross p.a./AER interest - zero days' notice.

Choose a great rate of interest with easy, penalty-free access via the Internet, phone or post.
You'll earn the same rate of interest, whatever your balance.

You can make deposits into your account by using your debit card, by transferring money from another bank or building society account, by bank giro credit or by cheque.

You can also make regular deposits into your account by direct debit. You can set this up when you apply for your account, or at any other time.

You can ask Egg to withdraw funds whenever you like. We can send you a cheque or arrange to pay funds directly to another UK bank or building society account in your name, normally within three business days.

You can choose to receive your statements monthly, quarterly, every six months or once a year. You can also access statements via the Internet whenever you like. The statements will date back up to one year and there will be a maximum of 12 statements to view.

Egg Savings Account (cash card) 1.75% gross p.a./AER interest - with 24-hour cash card access.

This account option gives you the flexibility of a cash card allowing you access to your cash 24 hours a day. In addition, you can service your account however you choose via the Internet, phone or post.


You can withdraw up to £500 a day using your cash card.

You can use the card worldwide wherever you see the VISA PLUS logo, to make cash withdrawals from your account up to the amount available in your account.

You can also make regular deposits into your account by direct debit. You can set this up when you apply for your account, or at any other time.

You can use the VISA PLUS network of 33,985 cash machines within the UK.

You can change the PIN on your cash card at any time, simply by sending Egg a secure e-mail from the Your accounts area of the site, or by calling Egg. We will then send you a short form to complete with your choice of PIN.

Points to note Gross rates quoted are the contractual rates payable before the deduction of income tax at the specified rate.

AER stands for Annual Equivalent Rate and illustrates the contractual interest rate when paid and compounded each year. This is intended to assist comparison with other interest bearing accounts.

Security: However you want to contact Egg, you don't have to worry about security, because we've got special procedures in place to safeguard your privacy and ensure confidentiality. To feel extra secure, check out exactly what those safeguards are on the Security pages.

Apply for Internet Savings Banking from Egg

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Owned by the Halifax. IF.com were one of the first online banks. They offer very competitive products due to lower admin costs and have also introduced the notion of "flexibility" into financial products such as mortgages, loans etc.
If you have more than one account with IF, you can offset the interest earned from one account against interest charged on another.

This account offers:

  • An interest rate of 2.75% AER/GROSS Variable, calculated on the basis of daily balances - one of the UK's highest
  • Fee-free overdraft, with an interest rate of just 9.80% EAR for authorised overdrafts
  • Withdraw up to £300 a day from over 800,000 cash machines all over the world
  • Debit card, with £100 cheque guarantee facility
  • View your balance, move money and pay bills with our easy to use online banking service.
  • Hassle free move: our dedicated team will ensure all your direct debits and bill payments are moved over quickly and efficiently - and they'll keep you informed every step of the way
  • Open Direct Access Savings with as little as £1 and earn the savings rate of interest on your entire current account balance.

By offsetting you can use the balance of your current account to reduce the amount of interest you pay on the money you borrow. For example, if you have £1500 outstanding balance on a credit card and £1000 in your current account, by not receiving interest on your current account balance, you'll only pay interest on £500 of your outstanding credit card balance.

And unlike other banks who offset, you don't need to have a mortgage with IF - you can also offset your Intelligent Finance personal loan and/or credit card.

Customer Service Centre on 0845 609 4343

You can also write to them at:
Intelligent Finance
1 Baird Road
Kirkton Campus
Livingston
EH54 7AZ

Apply for Internet Banking from Intelligent Finance

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when first direct launched in 1989, it created a revolutionary banking service .branchless, telephone banking ,a bank designed around the customer . Today first direct has evolved into integrated, multi-channelled banking. customers can access their accounts however, whenever and wherever they wish .

already a customer?
08 456 100 100

not yet a customer?
0800 24 24 24

international
+44 113 2345678

text-telephone
08 456 100 147

first direct, 40 Wakefield Road, Leeds LS98 1FD

Apply for Internet Banking from First Direct

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Review all major online inrternet banking brands.

Apply for a Loan from MoneySupermarket

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Smile

  • 3.04% AER, that's 30 times more interest than some other banks pay
  • £500 fee-free overdraft, at only 9.9% EAR
  • Special rates on our credit card, savings account and cash mini ISA
  • All the convenience of banking online but with 24 hour support via e-mail or the telephone
  • Strict Ethical Policy, which means your money will never be invested in unethical organisations
  • switch your old current account - hassle free. It usually takes just 14 days.

interest rate given

3% gross p.a.
interest rate charged (overdraft) 9.9% EAR

Source: Moneyfacts Jan 2004


The online branch of the cooperative bank. They offer competitive rates on bank accounts, loans and credit cards and isa's. They guarantee not to invest your money unethically.

questions_for_you@smile.co.uk
suggestions_for_you@smile.co.uk
i_am_frowning@smile.co.uk
talk_to_a_techie@smile.co.uk
thanks_to_you@smile.co.uk

Apply for an Internet Banking account from Smile

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